Liability coverage: This pays for bodily injury or property damage that you cause to others in an accident.
Collision coverage: This pays for damage to your car from an accident, regardless of who is at fault.
Comprehensive coverage: This pays for damage to your car from theft, vandalism, natural disasters, or other non-collision events.
Uninsured motorist BI coverage: This pays for your bodily injury caused by a hit-and-run driver or an at-fault driver who has no auto liability insurance.
Medical payments coverage: This pays for your medical expenses if you are injured in an accident.

Illinois law requires all motor vehicles registered and operated in Illinois to be covered by liability insurance. SR22 is a Financial Responsibility form filed with your state's department of motor vehicles that proves you have the minimum amount of liability auto insurance required by law. Ours is electronically sent.

You can file a claim with us if you are involved in an accident that causes damage to your car or other property, or if you are injured in an accident. You should file a claim as soon as possible after the accident, but no later than the time limit specified in your policy. To file a claim, you can contact your agent or contact us by phone or online.

If you are interested in roadside assistance, you should contact your agent to inquire about our options and pricing. Roadside assistance typically covers services such as:
 - Towing
 - Battery jumps
 - Flat tire changes
 - Lockout assistance
 - Fuel delivery
It is important to note that roadside assistance may have certain limitations such as mileage limits or restrictions on the type of vehicle that can be serviced.